Enjoy Easy Payment Transactions

With Various ATM Bersama Services

Easy Transfer to Any Bank in Indonesia

with the ATM Bersama Network

ATM Bersama Connected with More

From 80,000 ATM Machines Across Indonesia

Qurban Blessings with Bank Muamalat

Keep up the Transaction in Muamalat e-Banking!

Sharing with Muamalat

Input LinkAja Balance via Joint ATM Network

LinkAja Cashback Program Via ATM Bersama Network

Here Are 5 Common Causes You Fail to Make an Interbank Transfer

Anti-hassle vacation! Snacks and shopping using QRISS Cross Border in Singapore

Complete, 2024 Bank Code List

Find a list of bank codes that are members of the ATM Bersama network Here

Most Frequently Searched

Find Bank Codes Here

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Enjoy various transaction facilities from the services provided

Bersama becomes part of Indonesia's digital payment ecosystem

Join ATM Bersama

Inter-Bank Transfer Solution - ATM Bersama

Send money between banks easily and safely via the ATM Bersama transfer service. Enjoy easy transactions without needing to go to another bank. Try now!

FEATURE INTERBANK TRANSFER

Interbank Transfer

Transaction Steps

Check your balance securely at ATM terminals of other banks with ATM Bersama logo.

BALANCE CHECK

Balance check

Withdraw cash safely at another bank's ATM terminal bearing the ATM Bersama logo.

CASH WITHDRAWAL

Cash withdrawal

Cardless Cash withdrawal is more convenient at ATM of other banks with ATM Bersama Cardless Withdrawal logo.

CARDLESS CASH WITHDRAWAL FEATURES

Cardless Cash Withdrawal

You can withdraw cash in Malaysia at competitive rates.

CROSS BORDER FEATURE

Cross Border

ATM Bersama

Dengan Layanan penerimaann pembayaran QRIS bagi merchant, semua
transaksi konsumen Anda jadi semakin cepat dan terhindar dari uang
palsu

Solusi Transaksi Pembayaran QRIS - ATM Bersama

Scan QRIS printed on merchants easily.

Merchant Presented Mode (QRIS MPM) Features

Merchant Presented Mode (QRIS MPM)

Pay QRIS easily by showing your QRIS to the merchant.

Customer Presented Mode  (QRIS CPM) Features

Customer Presented Mode  (QRIS CPM)

QRIS transactions remain easy even from home.

Without Face to Face (QRIS TTM) Features

Without Face to Face (QRIS TTM)

Transfer balances between QRIS PJP easily and safely.

QRIS Completed - QRIS Transfer Features

QRIS Completed - QRIS Transfer

QRIS users can cash out electronic money balances. Users only need to visit QRIS merchants that accept QRIS cash withdrawals.

QRIS Completed - QRIS Cash Withdrawal Features

QRIS Completed - QRIS Cash Withdrawal

QRIS users can cash in to electronic money balances. Users simply go to QRIS merchants who can accept QRIS cash deposits.

QRIS Completed - QRIS Cash Deposit Features

QRIS Completed - QRIS Cash Deposit

With QRIS Cross Border, QRIS users can make payment transactions abroad by simply scanning the QR Code of the country using applications commonly used in Indonesia. In addition, QRIS Cross Border can also be used by tourists when visiting Indonesia.

QRIS Cross Border Features

QRIS Cross Border

ATM Bersama QR

Transactions using a GPN debit card are easier with any EDC with the GPN logo.

GPN Debit Features

GPN Debit

Enjoy the convenience of the services provided.
<a href="https://www.atmbersama.com/services/merchants">Find the list of GPN Online Debit Merchants list now!</a>

DEBIT ONLINE GPN FEATURES

Online shopping is safer and more convenient with a GPN debit card at the following merchants!

Enjoy Easy Payment TransactionsWith Various ATM Bersama Services

Promo

Qurban Blessings with Bank Muamalat

Buy the sacrifice, the more blessed

Sharing with Muamalat

Keep up the Transaction in Muamalat e-Banking!

LinkAja Cashback Program Via ATM Bersama Network

Input LinkAja Balance via Joint ATM Network

Transaction step

News

Here Are 5 Common Causes You Fail to Make an Interbank Transfer

Anti-hassle vacation! Snacks and shopping using QRISS Cross Border in Singapore

Complete, 2024 Bank Code List

Here Are 5 Common Causes You Fail to Make an Interbank Transfer

Anti-hassle vacation! Snacks and shopping using QRISS Cross Border in Singapore

Complete, 2024 Bank Code List