About Us
ATM Bersama is a pioneer in providing the ease of transactions between institutions in a safe and convenient way.
Overview ofArtajasa
ATM Bersama is the largest switching network that supports the payment ecosystem in Indonesia, allowing customers to conduct transactions between institutions via ATM terminals, mobile banking, internet banking, QRIS, to GPN debit transactions at EDC machines and e-commerce payment transactions using GPN Online Debit.
The ATM Bersama network is managed by Artajasa, which for more than 22 years has contributed and dedicated in building an electronic payment ecosystem in Indonesia. Currently, ATM Bersama is the largest network that has been connected with various institutions including banks, telco, and other financial institutions.
As a pioneer in electronic payment industry in Indonesia,Artajasa is committed to create a safe and comfortable environment and cooperation ethics for all partners through Whistleblowing System. Through this system, partners can report any adverse actions that indicate violations.
Address :
Grha Artajasa
Jl. Letnan Sutopo B.1/3
Sektor Komersil III B, BSD City
Kota Tangerang Selatan
Telp : 021 - 297 06789
Artajasa's Journey
ARTAJASA was established on
February 10th
ARTAJASA became the first non-bank institution
to have an RTGS account at Bank Indonesia .
Online Payment services
are extended to the Multi-Finance industry.
Become a pioneer in service innovation
online inter-bank transfers
in real-time
Implementation of Regional
ATM Interconnection with MEPS,
Malaysia
Implementation of Online Settlement
services for Payment Gateways
As the initiator of the Asian Payment Network (APN) and launched BPDnet Online
and launched BPDnet Online for the Regional Development Bank community
Pioneer in the manufacture of debit card and ATM chips. Launching e-channel and implementation of white label ATM services
Received an award for participating in the preparation of debit card and ATM chip specification standards in Indonesia
Opened a network of money transfer (Remittance)
services in Hong Kong and Malaysia
Build electronic money infrastructure (e-money) to expand services in the payment system industry
Certified ISO 27001: 2005 from Bureau Veritas and obtained an electronic money (e-money) license from Bank Indonesia
Obtained a Debit Card Acquiring license from Bank Indonesia, as well as operating an interconnection of fund transfer services between principals
ARTAJASA head office was officially established and successfully implemented transfer for payment for Garuda Indonesia
Implementing the HIMBARA ATM solution (Association of State Banks)
Implementation of Fund Transfers, Payment Service Solutions E-Commerce and Card Issuance Services as well as developing NSICCS.
Obtained a license from Bank Indonesia as a Switching Institution at the National Payment Gateway (NPG). Implementation of Joint Debit services and get ISO 9001 certificate.
Implement Money Transfer (Fund Transfer) and Disbursement services to Bank accounts throughout the ATM Bersama network.
Implement QRIS and also implement the Bersama Secure (B-Secure) service.
Implement QRIS and also implement the Bersama Secure (B-Secure) service.
Launched Third Party Card Management (TPCM)
Implementation of Cardless Cash Withdrawal services and obtaining a QR Crossborder license in Thailand from Bank Indonesia